A 2022 permit, left open by the original contractor, closed in six weeks.
The permit had been pulled in 2022 for an impact-window installation. The work was completed. The final inspection was never scheduled. Two years later, a refinance underwriter caught it.
The homeowner had replaced eleven windows in 2022 with impact-rated units under a permit pulled by the installing contractor. The installation was completed within weeks. The contractor walked away without closing the permit — likely an oversight, possibly because the contractor went out of business shortly afterward.
In 2024, the homeowner applied for a cash-out refinance. The lender’s title check pulled the property record and flagged the open permit. The underwriter required the permit be finaled before funding. The homeowner had a closing deadline 8 weeks out.
The original contractor was no longer in business.
There was no contractor to schedule the inspection or address any failed conditions.
Product approval documentation was incomplete.
The homeowner had product approval sheets for some windows but not all. We had to reconstruct the package.
The closing deadline was tight.
Standard Building Department inspection lead times in Homestead can run 2–3 weeks. A failed inspection would require a re-inspection cycle. Margin was thin.
Document flow:
- Day 1Property record pull, open permit file reviewed
- Day 2Homeowner provided existing product approval sheets; gaps identified
- Day 5Florida Building Code NOAs for two missing window models obtained and added to file
- Day 9Inspection request submitted directly to Homestead Building Department
- Day 14Final inspection scheduled (day 21)
- Day 21Final inspection — specialist on site; inspector noted one missing flashing detail on a single window
- Day 24Flashing detail corrected by an installer in our network
- Day 29Re-inspection — passed
- Day 31Permit finaled; closed permit document issued to homeowner
- Day 35Refinance underwriter received closed permit; funding proceeded
- Day 42Refinance closed
| Permit status | Closed and finaled |
| Refinance | Funded; closed 6 days early relative to original deadline |
| Property record | Window installation permitted, finaled, recorded |
| Total engagement | 6 weeks |
“Refinance underwriter caught it. Our installer was gone — no one to call. Permit Solutions pulled the record the day we called, scheduled the inspection, fixed one flashing detail, and finaled the permit in six weeks. Refinance closed on time.”
Tell us the address. We’ll pull the record.
Share your address and closing date if you have one. A specialist returns the assessment within one business day — usually same day.